I was thinking about a loan to help us out a bit. We have gotten a bit behind in our finances- hospital bills from Selo being in the ER and the doctor's office, and both of us being out of work for two weeks- and I figured a small loan would catch us up again. We would be able to bring everything current and maybe even get a little ahead, and then pay off the loan because we wouldn't be living paycheck to paycheck and dealing with late fees. But Selo said no. More specifically, he said he would absolutely not consider Payday loans as a way out for us. *sigh* So back to the drawing board. I know we are close to getting caught up, it just seems far away.